Raphael & Associates has been the premier claims services provider to the program market for over 45 years. We specialize in managing claims for a wide variety of insurance programs, collaborating with some of the most recognizable companies in the industry. Our dedicated program team is comprised of our most experienced and credentialed claims professionals, each averaging more than 20 years of experience in the program market. Our team provides our clients with exceptional claims handling, white-glove service and the highest level of communication throughout the process. As your business partner, we provide extensive data analytics, input on policy language, and other best practices that help you profitably grow your program.